If they can back it up and explain the difference then take that and readjust your opinion, but if you're confident they're wrong look for someone who's a better fit.With all this said, there's so many markets it can be overwhelming.

I caught a very reputable PM company that gave me numbers and the man power and hours didn't add up and the PM after 3 seperate calls still couldn't explain the costs.

As far as "getting approved" - In Chicago, there are classes you can take with the PHA that explain the program but they are not required. 

@Nick Belsky Thanks for taking the time to write this out and explain to me, really helps.

Nothing about the property has changed, and youve just been explained very easily why the 2 different sq footage numbers.

If you have to explain it more than once, time to not renew their lease and get rid of them.

Explain your frustration at the lack of communication or slow communication and provide some documented examples.

This questionnaire seems long because it provides in depth explanations for each sections and explains why you should be asking these questions.

I was hoping someone could explain the pros and cons between funding a down payment with a personal loan as opposed to a hard money lender. 

Can you explain how it generates risk?