When cash on hand is a problem, consider your first investment or two to be Short term rentals while you grind at your w2.

I've been listening to the podcasts, reading books and going to local meet ups for the past couple of years.

Seller had to do an appraisal and underwriting dance for a couple weeks, but with a serious buyer. 

Hey all, my brother and I hoping to purchase a property soon in Baltimore, MD soon but I was hoping to get some advice before hand.

Otherwise, SFH rentals may get you a couple of hundred in cashflow each month but you do get the appreciation.

Once you get into a routine it takes only a couple minutes.

What had crashed the market then was the borrower's inability to pay such a huge monthly payment, coupled with lousy credit scores.

Each coach you work with, works hand and hand through the whole process.  

They'll put some numbers on a spreadsheet and tell you they have the greatest thing since sliced bread to sell you even though all the foreclosure data you could want is yours for free and all you have to do is go to whatever the local paper (in print or on line) in the public notice section and look.Depending on the state, you would need to have cash in hand (cashier's checks) at the time of the auction.

I personally own a handful of rentals in Tulsa but you can't go wrong with investing in OKC either.