The type, age and condition of properties can influence the amount of reserves.  

We also saw a avoidance of wood frame homes due to the fear of them being weaker in storms, accurate or not fear is a strong factor.We also saw a boost to the market as a whole with the increase in spending and increase in work from insurance claims.

To my surprise, all the tenants gathered together and asked me to not increase the rent.

People twist off every day and living next to someone who is so tightly wound only increases your odds of being one of those hit by shrapnel when it happens.

IT is a software system that tracks maintenance, leases, rents due (allows tenants to pay online-I think Cozy does this part)Make sure you do a thorough move in inspection with pictures, video, etc. so there is no dispute as tot he condition of the yard, toilets, hole in wall, stain in garage, etc.  

The two bathrooms have not been touched they are in good condition.

Increased ARV tremendously. 

Here current house that she is wanting to get rid of is a SFR 3Bed/2Bath in the suburbs of Houston, good condition less than 5k in repairs.

If you're renting it out, yes increase your liability insurance.

Your property is in better condition then many foreclosures I get.