I would much rather have them sell on the market, accept less than what is owed to me, pay an commission, and bite the bullet than wait months and months for foreclosure.This is my first exposure to a potential need to foreclose!

The biggest problem is that as the taxpayer the burden of proof is on you.

Everybody wants to make sure that I own the property and that I'm not going to be foreclosed on, so that I'm not collecting rent and the tenant will be kicked out in a few months.The new tenant I have kept telling me he wants proof, which he mentioned a statement that shows I've paid up, but I prefer not to show them how much I pay for the property every month.

If you really need the utilities on, and you think there is a reasonable chance you'll purchase the property, call and turn them on in your name. 90% of the time the utility company won't require proof of ownership, and if for some reason you back out of the deal, you can just call and have them turned off.I've never had a listing agent who has had an issue with me doing this (though I imagine that if I didn't follow-through on the purchase, they'd want me to re-winterize), and I've even had a few that suggest it...

The bullet (a 40 caliber) lodged in the carpet about an inch away from my roommates bed.

Also, the tenant gave supposed written proof that it didn't smell when they moved out, which I'm sure was from someone they know.

If his estimate on repairs only, without upgrades, exceeds the adjuster's estimate - attempt to get the adjuster to accept the contractor's estimate as an "Agreed Price" for repairs.You will get and Actual Cash Value check at this point for the cost of repairs less depreciation and your deductible.When the work is complete, you present proof that the repairs are complete and possibly proof of your final costs to get your recoverable depreciation (assuming you have an RCV policy).Any questions?

From the counter top to the ceiling they were encased in a 1.5 inch thick (I'm assuming bullet proof) glass wall.

That seems a bit overzealous to me and some proof would be nice.Legislators and courts make the laws!

Time management is absolutely critical so learning how to management your time is something to be very aware of, something to work onSome Examples of Time Wasters:Constantly checking your email, CHASING real estate deals, surfing the web for the next breakthrough silver bullet product…These are things I did as a novice investor, and I’m sure others can relate.