I think Chad Carson's blog post on the small, simple business model describes it the best: http://www.biggerpockets.com/renewsblog/?

Here's the video by the way:Matt's Video Blog from last weekOur model is centered around private lenders and equity investors.  

I Iike the buy & hold model for long term cash flows.

My business model is highly unusual.Had about 50 agents years ago and didn't like it.This was on the residential side.

I want to be a role model to others.

We have been doing this for a while, so we have a couple of basic models we use for our rehabs. 

Be proud of your school, yes, but it is said in a way to belittle other schools, in my opinion.With that said, an owner occupied multi-unit is definitely a worthy aspiration for you.

I have quite some knowledge on financial analysis and worked in New York, building financial models for asset allocation and REIT analysis for a top financial firm.

Based upon their business model this could be exactly the scenario they are looking for..i.e. borrower fails to perform on a deal with a solid spread, they take over complete it, sell it, or add to their own portfolio.

Account Closed or simply write the real estate commission describe your model and get a letter back telling you its OK or not.. any other advice or what have you will not suffice..