Keep in mind, some property types will garner more bonus depreciation than others.

Overtime, commission, bonus and self-employment are trickeir and we require at least one year of it to have a decent amount of time to average it over => again, we're looking for reliable & stable income to avoid evictions.One other thing to consider, especially with Class C applicants with FICO scores under 620: which do you think they will pay first when they are short income, their car payment or rent payment?

As an added bonus, every month or two I have at least one property pay off and I can decide whether I want to re-invest or pull that capital out to deploy elsewhere.

For properties not requiring a ton of work you're looking at $700-800K for a triplex or 2 family + bonus basement.

@Tj M.Spend 100000 on 5 properties putting 20000 down on each 100000 property - 80000 debt - 20000 equity - rents 1000 /mo - 6% loan to bank 360 mo - 479.64 PI - 150 taxes - 100 insurance = 729.64 exp resulting in 270.36 mo cash flow x 12 = 3244.32 income year / 20000 down - 16.22 rate of return on your 20k investment and you have 80000 left to go do 4 more investments of 20000 each so 3244.32 x 5 (houses total) = 16221.60 total income a year on 100000 investment plus you get depreciation and appreciation on 5 properties Spend 100000 on 1 property putting 100000 down (no debt)100000 invested in 100000 property no debt - 1000 rents - 150 taxes -100 insurance = 750 month cash flow x 12 = 9000 income year / 100000 investment in your no debt ( no leverage) investment = 9% return on your investment annually In each example you spent 100000 - you can’t tell me that dead equity in a property makes more money than smart leveraged property - this example did not account for the deductibility of mortgage interest which could be another bonus Also let’s assume there is 5 % appreciation in one year In example one, that’s an extra 5000 equity you gain, in example 2, it’s 25000The last way to make money in real estate is called equity capture - let’s say you were able to negotiate the property on purchase for 5000 less than market value - you “capture” that equity - this could also be an increased value because you slightly repaired the property - if you did this on 5 properties instead of one, it’s another 25000 in equity captureI could have this debate all day - equity sitting in a house is only making you money in one of the 5 ways to make money in real estate - appreciation Here are the 5 ways to make money in real estate ...AppreciationCash flowEquity captureTax advantages - 1031 exchange & depreciation Principle pay down - by tenant

Plano with 6 bedrooms and extra bonus room with. 33 acre backyard.

Both of those options come with the bonus of being able to purchase with an LLC or other entity.

For MF I look for cashflow and COC returns, appreciation is a bonus, or an added bonus finding a motivated seller and buying below market value.

You get bonuses.

For the time BEFORE the deadline, there is a bonus for completing 2,3 or however many days early.