Buying a property as a 2nd home or investment property

[Jayson Valdez]

Hi, 

I am planning on buying a 2nd home/investment (condo) in Las Vegas NV. 

My plan is to use it as a property rental. I have no plans on using it for a vacation home or furninshing it for Airbnb. 

My loan officer said to purchase as a 2nd home for a better rate and lower down payment. I did mentioned my plan of what I wanted it for to them. They said just buy it as a 2nd home and do whatever you want with it after. I am aware of the 25% down payment for a investment property. Down payment is not an issue.

My question is can I put my 2nd home property on the rental market once purchased if my loan is for a 2nd home. I searched Google and read I have to live in the property for 14 days a year to rent out my 2nd home. If this is the case I will look inyo buying the property as a investment property.