It doesn't matter how the comfort letter is structured, the lender will try to find some way to collect against the CPA.The only type of letters like this that I've written go something like "I've reviewed or prepared their tax return and it is accurate to the best of my knowledge based on the info provided to me."

I have until October 6th to do my due diligence, unless the sale is adjourned from week to week...but I hope to be prepared nonetheless!

Maybe it's just the simplicity of my personal, I only have a few categories I need to account for to prepare my EOY personal taxes. 

A person can get eaten alive if they aren't prepared.

It's great that you have been able to save up so much as well and want to spend it wisely to prepare your future rather than buy a cool car.You should definitely look for properties that will create great cash flows.

So, I am using turbotax in preparing our taxes and wife and I live in a community property tax state.

It requires discipline and tight budgeting which I am prepared to do so.

Stress that this is an informal meeting, and you do not want to take up too much of their time.Come prepared to the meeting, keep the tone light, and look for ways to make personal connections as well as business opportunities.

Period, thats your best negotiating chip and you better be prepared to do it. 

I good inspection will tell you most of what you need to prepare for. i.e.