The shorter the prepayment term has an impact on increasing the rate.4.

It's in a challenging area where Section 8 is virtually my only tenant base—not a slum by any means, and the house itself is in great condition.Here are the options I'm considering:A) Keep and Re-rent to Section 8: By investing in some upgrades (paint, cabinetry, toilets), I can increase the rent to $2k (from $1800), projecting a cash flow of approximately $1300/month.B) 1031 Exchange into a Short-Term Rental (STR) in Shenandoah: This would involve using a portion of the proceeds to make the property Airbnb-ready.

If you start with a 2-4 unit property and get it rent ready and spend a little time getting your systems in place for how you want to manage it and building your team you will be able to just repeat this process over and over again either with more small properties starting out or gradually increasing the size of the properties until you’re comfortable doing 10,15,20 or more units in one purchase.

When the property is refinanced a year later, after it has been owner occupied for the required amount of time, will the rate then increase to that of an investment property?

@Caleb Brown The BP Rent Calculator says I can get 1,150 a month and confidence is high.  

I feel pretty confident you can do it on your own.Get with Sarah as she runs a similar kinds of business.

❌ Previous Rent: $1,100✅ Post Reno Rent: $2,000 (plus utilities)Original Underwriting: $1,900$900 monthly rent increase$10,800 additional income per year (excluding utilities)We spent $35,000 for a premium level renovation.= 30.8% return on investment (ROI)We target an ROI between 25% - 35%.

I'm also aware of self-leveling compound, but I believe that may be just a bandaid solution to the cosmetic issue but will not address the risk of future settlement.I wanted to reach out to this community to see if anyone has any thoughts about whether push piers and house lifting would be a worthy investment or if it's just a total scam/rip off?

Assuming all contractors are self starters with the same work ethic is a fallacy.

Then, the permits taking longer than expected, the repairs budget going to the roof, getting new GCs, the property taxes increase, using the wrong debt and investing alone.