If you think that the area will bring in people upgrading the buildings and improving the area a lower cashflow deal can be worth it the paydown on the property and appreciation are your true wealth generators!

So I was watching YouTube and a "guru" mentioned you can take a loan out on your indexes/stocks as it is a secured loan at a fraction of what you would get on a regular loan (1.5% instead of the 3-4% on a regular conventional loan) and that you can borrow around 40-60% of your portfolio amount.I looked online for info even close to this but couldn't find it, I have a sizeable 401k so wanted to look into this - any insight greatly appreciated

I recommend against not having any additional income while you spend more money to improve the place Best, Michael

I would suggest watching some of the Anderson's Business Advisors' content on YouTube, some great free knowledge if you have no experience in this area.I'm assuming all of your properties are located in NH and NH does not recognize series LLCs.

I spent a lot on improvements on a rental this year (hvac system, new flooring) that usually I would have captured on my tax return but I’m worried that the lower AGI is going to affect how much I qualify for for the new house.

When I had a pest control expert come out to look under my primary residence, I crawled under there with him to look for fungus/mold, termites/ants, and water issues - I learned more doing that and listening to him than I ever have watching Youtube videos or reading forums.If you have structural specific questions regarding conventional residential framing, wood/masonry/brick/concrete construction, or just general questions regarding the integrity of a property, shoot me a direct message.

One facility (about 60k sqft built in July. 2021) is valued at $1.3M ($1.1M improvement, $0.2M land).

You also have to have a plan in place to fund those improvements in the meantime.

Have been doing a lot of podcast listening/youtube videos etc.

Find Brandon's videos on YouTube for the "four square" method of analyzing homes and practice.