The best I've gotten was 4.625% with a credit union for MF investment properties.

Has anyone heard of or have used Academy of business credit.

If you have access to cash, either your own, other's or credit, then you should be able to find people doing it that will partner with you.  

Better yet, there are a few lenders who will do "TBD Loan Commitments" which are having an underwriter approve your income, assets, and credit prior to having a ratified contract. 

If you can purchase  a multi unit residence with an occupancy rate of 75% or less (as an example) and reposition the property by removing problem tenants and replacing them with quality tenants,  upgrading the property strategically, increase the occupancy rate to 95% and increase the rents to fair market value or better, then you have a gold mine!  

All i'm asked to do is use my credit score for them to secure financing and i collect when they flip it.to be honest, this sounds way too good to be true. 

The house is all electric and very high efficiency with LED lighting, low flow toilets, brand new heat pump providing heat and air conditioning.The majority of respondents to my renter profile respond that they don't meet the minimum 600 credit score.

Having lived in a suburb of New Orleans during Katrina, I'm fairly knowledgeable about the subject.

Can you get a home equity line of credit?

I know the whole Sheriff sale process fairly well, as well as all the redemption right's details and timelines.