I am looking to scale and want to find a nice local bank, credit union or PE that is REI friendly.

I talked with the owner, and he says his bank will probably do the loan, seeing as it is a very small, local credit union who analyzes the rental itself and doesn't focus solely on your personal debt ratios. 

I myself, spent the last 3 years waiting for my Army Reserves contract to end and working full time as a Corrections Officer at a high security prison for the state of MA (very stable union job), I felt that I had learned just about all there is to learn in that environment and there really was no more room for personal development.

I called my credit union to find creative ways to access the equity, however, most options led to personal loans (around 5%).  

Its a local credit union but do you think it would be wise to open up another account at a different bank? 

Hello, Does anyone have any recommendations for a contractor in the Union County area of New Jersey that is investor friendly?

Credit Unions?

fast forward I am now 27 years old union worker   making a decent salary but barley getting by. 

I inquired on a loan through Teachers Credit Union since they are our regular bank and lender(HELC). 

Like I stated in my original post.I did my first loan on an owned property thru a local credit union, any big bank branches I have approached don’t work in the neighborhood I invest in.My closing costs there were $3200!