@Charles E Nielsen I've looked a bit in your city previously.

I've done this and have become financially independent through building an e-commerce business and investing the profits. 

Welcome to BiggerPockets forums @Luis E Zarazua!

u=e88e905525f6828012c4b021c&id=bd68844893&e=50f811b063They update us on everything important that's going on with property management in Illinois and the Chicagoland area, including the rental assistance funds.

Normally, rental property income is considered passive and reported on Schedule E.

@Norb Schneider Identify and work with a Rockstar ON-FIRE Agent and the rest will be a breeze.ON-FIRE Agent mean they are:O - Organize (The Investor-Agent must be well-organized)N - Network (The Investor-Agent must be well network with other Real Estate professionals like Lenders, Appraisers, Property Managers, Inspectors, Insurance Agent, Contractors, etc)F - Focus (The Investor-Agent MUST Focus on YOU)I - Investor/Investment-Savvy (MUST be INVESTMENT SAVVY)R - Responsive (Must Be responsive and answer your call/text)E - Experience (Must be an investor or have experience working with investors)You can find one under Network ->Real Estate Agent here: https://www.biggerpockets.com/...Goodluck

A lot of people going in and forget that if they do not have experience in rentals with proof on a schedule E than they cannot use the projected rental income as qualifying income to qualify.

For those without e-mails (or refuse to give them to me), are there other payment systems I can use? 

Also having two mortgages will also give you a good tax deduction on your Schedule E at the end of the year.

Maybe has something to do with the e=areas he's hitting or how he's targeting.