However, the underwriting is a pain.

Given that any unpermitted work did not undergo required inspections, the city can't know that the any aspect of the construction has been done properly.

And skip out on tow of the best wealth generators which are the tenant paying down the debt for you and leveraged appreciation.I understand paying gains on stocks can seem painful, but think of it as a cost of doing business. 

The home will be undergoing extensive renovations for which the property need to be vacant for an extended period of time.

@Sheryl Sitman I found a property that I may be able to convert to a duplex but Philly zoning is a long and painful process, so I will revisit the idea as soon as the rehab starts.

The family are out of time and communication was painful.

At the end of the lease term I would evaluate how much of a pain they have been and decide whether to renew or not.

If the sanitary conditions in your unit are such that it attracts pests of any kind, and it becomes necessary for us to undergo remediation in the building, you will be held financially responsible for reasonable costs thereof, paid as additional rent.

Currently, we are considering getting a VA jumbo loan (& deal with all the pain) with 0% down.I did some analysis for the Everett and Revere area.

Go directly after their pain.