You would want an closed end second mortgage instead of a HELOC for a long term cash use like a down payment.

I think anyone who is holding property here with a long term view and doing it smartly is more likely to be rewarded for it than not.

I'm super interested in buying my first long-term rental near the Atlanta area with my brother. 

Also, DSCR's typically come with 3-5 year pre-payment penalties that are prorated as the term progresses.

I'm a young individual who is deeply interested in investing in long term multifamily.

Essentially she wanted something in place in case something happens to her in the short term.

I cannot wrap my head around the cash out refinance portion of this situation despite my tireless efforts.

This is not an STR nightmare....this is real estate.I had a tenant die of an overdose in a long term rental.

Hey guysI started to do section 8 and i have a question lately i feel section 8 no paying according to the table sheet they have online in government website, they having appraiser do comps and paying as regular long term rental maybe a bit more but not tremendously. i called them , emailed and all but that is their strategy now , so i asked why they put wrong info on website, seems like they want to lure Landlords lol ..for example https://dhantx.com/wp-content/uploads/2024/01/FY24-Payment-S...You can see zip code 76227 with 5 bedroom showing $4921 (less bills $500) so its $4221.but actually people getting $2800-3000 how come it is ?

If you are refinancing into a long term 30 year fixed DSCR loan, lenders will require a minimum credit of 620 to be eligible to obtain financing.