I read through the thread on here and saw standard rates but I don't know if they were specific to their state.

You pay an annual fee of $3500, they do a soft credit check, then they give you a loan in monthly increments.

I think I'm just going to write that check and use it as a learning experience. 

Check Apts.com if they have anything in that market.  

And, depending on what state you are in, it's typically standard for the seller to pay this fee anyways, so it's essentially "free" for the buyer. 

As for books, if you haven't already, I highly recommend checking out "The Book on Rental Property Investing" by Brandon Turner.

Check out BP Podcasts: https://www.biggerpockets.com/podcastGood luck on your journey!

I know this isnt what your looking for, but I had a property go vacant while i was rehabbing it(I didnt check the mail ever) and have gotten an insane amount of cards from wholesalers/investors. 

A standard mortgage would work. 

Bank statements are nothing but a sanity check in case you think they provided fake tax returns maybe.