At the very least, talk to as many loan officers as possible and get opinions about your specific situation.

For me specifically, I bought my personal house a couple months ago at 10% down.  

Specifically someone who fits in this criteria:1.

Specifically someone who fits in this criteria:1.

I don't know enough about NJ specific law to say what that period is. 

Home must meet these specifications: -3 Br 2 Bath, 1,100 square feet plus (preferably at least 1,300)-Single family home or duplex (In other words nothing attached to something I don’t own)-Purchase with renovations factored in must be below 80% ARV-Doesn’t have to be move-in ready today but it needs to be close enough to that point that I can move into it in 7 weeks-Location: Franklin, Spring Hill, Fairview, South Nashville, College Grove, North Columbia, Arrington, North Chapel Hill, Nolensville and anywhere else that would be within a 35 minute commute to 117 SE Parkway Franklin, TN 37064.

I'd like to do some renovating in one unit specifically - should we just terminate and get on with it or issue a 12-mo lease with higher rents and give them the option to stay?

I'd like to do some renovating in one unit specifically - should we just terminate and get on with it or issue a 12-mo lease with higher rents and give them the option to stay?

Maybe work on timing to have the tenant's vehicles out of the way.

Except for the loan where you would be better to lease the vehicle.