I'm asking because I wouldn't want to bring down payment money to the table in bad faith if a lender is truly expecting that all funds that I bring to not be committed or due anybody.I've read that lenders don't want the borrower to be over-leveraged and have skin in the game, I get that. 

It's the poor homeowners who put their trust in someone with no skin in the game and empty promises.

I want to be fair to the both of us.Thanks for your time. as others mentioned, I have done similar where we would do a 50/50 split and if there are no profits they would get any money back first since the are the ones with skin in the game.

Hi Allen , I plan to use hard money but still need to find the %20 or "skin in the game" that hard money requires.

Im thinking about doing a laptop skin since I spend time in coffee shops.

If higher education is a bubble (which I’m inclined to think it is, although I have no skin in that particular game) what does that mean for the markets around the schools?

You will need quite the savings for skin in the game.

I push such sellers past emotion and stress what is best for them, not so much what selfish emotional family members may want with no skin in the other side of the ownership responsibilities.Know too that for money people will lie, maybe his thoughts have changed due to greed, maybe you got too much of a good deal.

Hello, I been interested in flipping properties for years, being raised in a family residential developers and mortgage brokers and bankers, i have seen the best of both worlds in real estate. and i have grown to be fascinated with the entire real estate industry which is why i am building a business plan to realize and develop my dereams of starting a real estate investment business. my even seeing the worst of the real estate market i am still fascinated and see unlimited potential to make money in this industry.I began my plan in january of this year, and i am giving myself until year end to finish it. the motivation for the plan is to develope my ideas the correct way and also to attract capital investors in the future. i do not have very much capital at all to start, and i know that i will have a hard time finding an investor willing to put up cash to somone that is new to the game and does not have much skin un the game so i decided that i will begin by wholsaling contracts which has little barriers to entry and will allow me to put some money away so i can invest what i have built along with a capital investor to purchase properties to flip outright in cash. after i have done a handfull of thease flips i would like to phase in a few a propererty here and there to purchase, upgrade and rent in order to see the property cashflow.

When you invest in a price point that is half of the median you have only two exits ONE is to an investor who will pay pretty well  ( IE turnkey buyers ) or a wholesaler that will skin you a live LOL..