I can't speak for Platinum as I've never worked with them, but I've worked with several others and brought through them.

Hi @Ofir Rushinek, I've gone through several property management companies in the past 3 years so we've decided to just open our own.

We service several Domestic and International Investors and in doing so we try to insure all of our Clients are satisfied with our service.

I have used 3 different lawyers, several real estate agents and list goes on.I wish you all the success and prosperity in your venture... just make sure you measure twice then cut once!

I own several short rentals downtown and would love to hear about your experiences outside the city.

In answering the question of note value after 12 payments- several factors to consider:  Note Investor looks at Investment to Value ratio- so from worst case scenario want to make sure they are in a good position if the note turns non-performing. 

If you have a high debt to income, like 55%, can you use a HELOC to take out several of your loans (hard money loan, personal unsecured term loan, and student loan that wasn't even used for construction of course but is still contributing to DTI) to reduce the DTI? 

Thanks Nikia, if say the septic leaked, do you have liability on things like environmental damage or health issues?

These type of items become part of the premises and are expected to have a serviceable life of several years ... as such they are capitalized.There is generally plenty of grey in the middle and that is where having an experienced accountant is beneficial.

I want to convert  the ownership of several condos i owned from my personal name to a new LLC, Does anyone have a referral in Orlando area?