Lenders also loved them because there was growing cash flow from the rentals to provide more lendability.

If you do find it and don't mind sharing, I would love the extra information.

The last thing you need is to provide any reason for him to claim that this is a consumer-purpose loan.

We like to provide copies of keys that are due not duplicate.

My goal is to have more financial freedom for myself and to provide a better future for my son.

In todays current environment, finding a lender to provide a second mortgage on an investment property is going to be challenging.

Thank you for the wealth of information you provided me.

However your situation becomes a trickier case study since these properties first served as your primary residence which could provide additional benefits form a tax perspective not available to an owner of investment real estate and nobody has a crystal ball and knows the property with certainty will transition into an investment property. 

With my home now valued at $1.35 million, this could translate to $1 million.With the $1 million, I:Cancel the construction loan ($600,000)Get back initial land investment ($200,000)Reimburse the interest paid on the loan ($60,000)Plus,  I'll have an extra $140,000 .In essence, I not only recover my entire investment but I also put some money in my pocket.But the story doesn't end there.

@Eric GreenbergHey Eric I can definitely provide details can you message me?