I wonder if those populations and economies will be more impacted by the Coronavirus in the long run, if businesses will open only to be shut again, if hospitals will collapse ... in the states that choose to move forward fast.

The biggest impact we're seeing on value is the bottleneck in the buyer pool being created by bank tightening. 

The financial impact on property values is well-documented; the hit is 15% to 25% of similar properties located in non-railroad communities.

A commercial building will have more units than a duplex or a quad, and therefore is less impacted by a single vacancy.

And even if it doesn't impact the score itself, it's it a great look for a lender to see that you weathered the storm?

None of us can guarantee what the ultimate impact of this is going to be in 3-6 months, but I've been watching the market data closely and I've been in the trenches showing homes, doing virtual tours, listing houses, making offers. 

We purchased at a higher interest rate so we could ideally cash out to a lower interest rate and not really impact cash flow.

If someone has a pattern of arrests, that's much more impactful to me as they could go to jail again and no rent will come in. 

The way I see it is everyone's been impacted by this pandemic one way or another.

Also, what likely impact will the long-standing instability of the Rand have on overall investment performance in 2020?