FHA/PMI products), as we're only trying to put about 5% down to use the excess cash for rehab. 

We can easily determine the additional cost of electricity, gas, water usage, and consumables (paper towels, laundry detergent, cleaning products, etc.). 

Looking to purchase Clayton or Champion Modular (Tiny House) for use in Florida - any insight/experience with modular housing in Florida would be much appreciated.Financing is available directly by some manufacturers (Clayton) and by 3rd Parties for other manufacturers products (Champion).There is additional benefit in not having to pull building permits in Florida if modular product is 399 SF or less (I believe)Here is LINK of Champion products fitting this model: https://www.championhomes.com/...

@Charles J ReidHave you talked to a lender about what loan product is best for you?

Excellent book that teaches you to focus on the things that produce the most results and ignore the 80% that has little return.

The biggest question I ask myself is where would I reinvest that money that would produce better returns?

It sucks.But That's why having multiple streams of income is imperative to your survival and future and that's why I'm obsessed with buying income-producing rental properties and house hacking 4-plex's They're an asset and pay me monthly. does anybody else have any shocking or scary stories but real estate saved the day financially??

They (the county) made contact with the owner and they are waiting for appointment from the owner to inspect.It seems a bit counter productive to me but I guess it’s the way it works.The county isn’t very helpful in answering questions.

As long as you are consistently buying properties that produce positive cash flow and run your numbers correctly you will be fine. 

As I talk to lenders about my plans that involve more than 10 mortgages, I’ve realized that I have to work with portfolio lenders, but I’m also learning that the loan products from portfolio lenders seem to have higher rates than conventional loans.