There are a number of guidelines the IRS has for performing a proper cost segregation study (which will pass in the event of an audit) Here is the link to that list on the IRS website:Cost Segregation Audit Technique Guide - Chapter 4 - Principal Elements of a Quality Cost Segregation Study and ReportI have never seen a DIY before, but I'm sure people do it.Depending on the size and type of your property the fee for engaging a qualified engineer-based firm to conduct the study can be as low as $3,000 (lower in certain cases), and the significant benefit created well outweighs the minimal costs.

@Andrew Reis High credit card utilization brings your credit score down, which is one reason people may not use them.

I'm wondering if people agree or disagree.

Come out and meet us at some of the free breakfasts, you'll get to know key people right away.  

Lastly, I always caution clients from taking advice from people that might not be experienced investors. 

Also, I've heard people do seller financing, "subject to" financing what does it mean?

q=Case%202%3A19-cv-06116-RBS&type=r&order_by=entry_date_filed%20desc Pedro, There is a group of people in Colombia who started to experience failure problems with our properties.

just wanting to get BP people's opinion on what way is the best route to go with regards to buying RE with leveraging or getting properties paid off as soon as possible and why?

I seem like a complete downer on these forums, but building new homes is much more difficult than most people think."

But what a lot of people don't know is that if you have owned your property for say 5-10 years - all that deferred appreciation your county tax appraiser has been tracking all those years - but not able to pass it along to you due to the caps on increases - goes out the window.