I have ownership in a variety of properties including multifamily, retail, strip center, multi tenant office and a hotel.  

I was intrigued, but unfortunately, it was a fast-paced seminar and I had to leave right after so I never got a chance to sit down and really talk to them in detail about what they were doing and what was working well.

I work in retail ( home depot) does interact with lots of contractors, flippers etc.

It would allow you to get some rental income, use a smaller down payment and get started in real estate.You can find SFHs with those for $450-600k retail in Springfield, Burke, and residential parts of Fairfax.

.), Family Trusts etc.2-Can consolidate various mortgages into ONE portfolio loan3- No mortgage Insurance4-Will loan on BOTH Commercial Residential (5+ units) and Commercial Business (retail, office, warehouse etc)5-Loan Amounts range from $45K minimum (residential) to maximum $5M (Commercial).6-Do NOT need a job, income to apply.7-No limit on the number of mortgages you can have8-In some instances can cross collateralize property4 DISADVANTAGES of NON-QM Loans/Lenders1- 20% down payment2-Typically 2 pts lender fees or more3- Slightly higher interest rate if your credit is below 700 or the the property DSCR (debt service coverage ratio) is below 1.3.4- Show 3-6 months liquidity left over after you close on the property

I have applied for several commercial loans before for both apartment and retail properties.

Purchase price: $80,000 Cash invested: $50,000 Sale price: $230,000 Low budget flip. great deal. slow/medium paced flip.

I own a property that is essentially right next to an old manufacturing factory that is being turned into 40,000 soft of retail/restaurants.

You can get very high end things for 20% of retail price if you have the muscle and time.

Diversification is key, not all retail, not all self employed, not all on disability etc.