i.e. his cash your services he or she needs

I've called through at least a dozen banks and credit unions - and so far PenFed is the only place I've found, but their rates for non-owner-occupied are significantly higher.

A fund with a 36 month investment horizon does not really sound like a portfolio designed for cash flowing assets per se, more like a non-performing portfolio.  

They pay for the trash service but the dumpster is on my property.  

Secondly, I pay taxes on my W2 income, then I invest in real estate and I pay property taxes (non owner occupied is higher in my state).

I have been listening to the podcast non-stop and reading everything I can get my hands on.

oh and THANK YOU for your service.

Will most banks (non conventional / commercial)  still require dealing with my partner? 

There are many many more hoops to jump through, and paperwork needing to be filed, and custodian fees (and fees and fees) not to mention having to deal with "non-recourse loan" lenders AND the complications of the taxes...I came to the conclusion that unless you can buy the property outright in the IRA it just wasn't worth the hassles, red tape, paperwork etc etc etc.Plus, RE has many great tax advantages that you would be giving up when buying in a tax advantages account.If I had $150-200k in the account, that would make things different.

However, I went to the first meeting and the main speaker was an out-of-town guy giving a super high-pressure sales job for some MLM program called "Financial Education Services Protection", which didn't actually have anything to do with real estate, other than he was pitching us to pressure credit challenged prospects into buying this (my opinion) predatory program.