If it is available in your area have your utility do an energy audit, they do this free and it may fall under the multifamily program with 5 unit. 

Further resources can be found here and on SBA's websites: www.SBA.gov/coronavirus and www.SBA.gov/disaster.DOL Announces New Guidance on Unemployment Insurance FlexibilitiesDOL announced new guidance outlining flexilibilites that states have in administering their unemployment insurance (UI) programs to assist Americans affected by the COVID-19 outbreak.Department of Energy Coronavirus ResourcesDOE is coordinating closely with the White House and its interagency partners in the unified response to the Coronavirus.

It's just like inflation- Let's exclude food and energy from the calculation, two of the most important figures that affect all americans.  

I just have too much energy and can't sit still.

Further that payment reporting to credit could hinder your ability to finance a rental property because of DTI.It doesn't take $80-120k to get a rental in our market- it takes more time and energy to chase down a good deal.

@Peter Cyran I think the real question here is whether you want to be spending your time and energy on this or on other things in your life.

E-mails go unanswered, responses are vague when they come, and they just don't have the energy I need to feel comfortable that they are looking out for me.  

You can put in the time and energy to do marketing (those we buy houses signs, or by sending out mailers) basically to find people who haven't listed their properties but have thought about it and could use a quick cash sale.

You can borrow up to $35,000 for renovations/rehab, plus an unlimited amount for energy efficient improvements (new windows/doors, HVAC improvements, insulation)

Great energy with this group.