3) the back of the property leads to a cul de sac which could potentially be another entrance - option would possibly be building a duplex or fourplex which would be less costly - then sell it and make another and use the profit towards the apartment building and just build 1 because who has that kind of money.

Hi @Alex Schollaert, going to piggy-back off of Nathan^, 90% of the time tenant's are going to  post 'reviews' when they are un-happy vs. happy.

One company that I’m looking into is Gatsby investment, has anyone here worked with them or any feed back on this company, they do have 5 star Google reviews but I would like to hear from someone in this forum.

I put 100% of my cash flow right back into my properties or into a new investment.

The most important thing to consider would be that if you're using your HELOC for down payment / renovation costs and holding costs, then the refinance MUST get you all of your cash back to pay the HELOC back to 0.

So I ended up trying to wait the wholesaler out where he then came back to me asking me if I still wanted the property and I was able to gain more leverage and negotiate the price down to what I wanted that’s cutting his commission and closing the deal.

It's hard to cashflow in most places right now, so don't let that hold you back from the Myrtle Beach area.

Thank you, David. it's a purchase. and yes, the bank did an appraisal, and the two units occupied (rent roll) were backed up with a market evaluation.Moreover, I have a high enough income on my W2 and my DTI will be 25%. my broker and I were super surprised and couldn't figure out the bank's decision. 

What is the correct procedure if the property is empty by March 1st but I never got the keys back?

I would go for the #2 scenario as the market is expected to pick up quite a bit this summer when rates should drop and more buyers that have been on the sidelines come back in and heat it back up.