Maybe rent each bedroom individually.

This service would be geared more towards the entire agency instead of individual Real Estate Agents.

For me to convert to separate legal descriptions and sell them individually at better valuations, the end-buyers of course would have to get separate loans.

You can explore an institutional investor such as a family office or an individual who can bring the balance of the funds.Crowdfunding is another option, but that's basically syndicating. 

Two issues with this; LL or homeowners couldn’t pay when it was one payment how does 3 help you and I just listened to an expert on mortgages who said the lenders are going to refuse to lend to individuals who took the forbearance for 3-4 years (it will show up on your credit report as forbearance).  

No individual appointments (pre-COVID...) 3.

A good idea would be to pursue a platform that offers it all, but is still built for individual DIY landlords/rental owners who are trying to avoid going the Property Manager route. 

In the long run, passive investments seem like it'll definitely factor into the plan, but I'm presently more interested in learning and gaining experience with individual investments - assuming that having some more experience now may help to ascertain the quality of a MF investment down the road.

Christopher,The limits and prices of the individual coverage for both option are identical.

Mortgages and Deeds are two different pieces of paper so even do it makes sense to say it how would a bank know who is on the deed when running a single individual credit report?