Ideally if you provide paperwork for review, and your financial situation doesn't change much from now until the time you're ready to refinance, you *should* get an accurate answer as to how much you can qualify for. 

Ive also chosen at times not to purchase it, but Im also in a financial position to be able to take care of the costs involved with fixing a title problem.

You are on right path to rent out other room, and to make improvements to your current home.

However, housing WHERE you want it, HOW you want it, and at a price YOU want to pay, well that's goes far beyond a "right".There have been many many solutions presented to improve housing affordability, like revamping our asinine building codes, reducing the cost of litigation, rewriting insanely punitive legislation such as the CRLTO, providing tax credits or reducing taxes, and increasing subsidies while reducing the red-tape associated with using those subsidies.

They'll want to see your financial situation, but also look at you as a professional. 

Have a big reserve on hand for tenant improvements when current retail tenants blow out.

LolRemmington financial was the mother of this .. great American greed espisode.. really shows how the pump and dump due diligence scam lenders work in real time.. worth watching. 

Grant street group and ********** are two sites that run tax sales for many counties around the country.How much to start with depends on your financial position.

. $4200 - 1200 - 700 = 2300/mo cash to improve the property or pay down the loan.

Before I ask my first question, i figured I'd introduce myself and give you all a brief background of myself.I'm a middle aged, family man, searching for financial freedom.