I figured I could get better deals with an all cash deal and maybe take out a loan later when I am ready to expand my portfolio and hopefully rates will be better.

Hope this helps.

Readers are advised to seek professional advice.

I was hoping someone can refer me to a commercial lender that I can talk to for this plan?

They will also not to exceed between 80-90%LTC up the the MAX ARV.Hard Money Example: ARV = $100,000Purchase Price is: $35,000Cost to Rehab and Stabilize the asset is: $38,000The Max Loan Amount, using 65%ARV, would be: $65,000This example's Loan to Cost (LTC)= Purchase Price+Rehab Costs = $73,000In this scenario, the Lender would lend $65,000 (The MAX % ARV because your LTC exceeded the Max ARV percentage) causing you to come to the table with the remainder of $8,000+closing costs and reserves (as applicable).Hope that helps some and again..this is a very simple explanation

I hope to meet you soon.Hayden

Can you also recommend some good streets that you invested and you are happy (Memphis is a street by street town so hope this can help me out even more) ?

Hope this helps!

Best of luck, I hope your partners are reasonable. 

I am hoping to connect with other W-2 people who are working on growing their real estate business to pursue that full time.