Kristi,The entire lending market, as well as the rest of the country has been changed dramatically due to COVID.The requirements have become more restrictive and conservative.

In general, new construction is not as common in Maryland due to government restrictions and opportunities for divvying up land for development. 

Kendrique,There are a lot of rules and restrictions when it comes to mobile/manufactured homes with most banks and lenders. 

Are we eligible to put in an offer on the house and if so are there any restrictions such as having to live there for a certain period of time?

My Alamo Heights Investment, due to covid and other issues.

@Cole Oraham TAMU has announced a hybrid model but I worry about all the international students that will have travel restrictions, or parents that won't allow students to return, or even worse sick professors (generally older and at much higher risk).

Purchase price: $87,500 Cash invested: $27,500 Sale price: $155,000 House went for 20K over asking price right after the COVID restrictions lifted!!!

Moises is correct, those types of cities and those that have building restrictions, historical preservation laws, etc..I live up here in Burlington, VT and we have a predominance of places that were built at the turn of the century and are deemed historical. 

I also agree the North Park, South Park, University Heights, etc. is a great place to live. 

I would contact the lender for the Texas property to see if it's possible to eliminate the occupancy requirement, if you're right that the refi probably should have removed the restriction.2.