Sure, the rate is good but does that math actually work out for the borrower and often the answer is no. 

All of your questions about how to minimize cost and maximize value are great, but you're kind of jumping the gun until you can confirm that there's actually a path forward on this.

No crazy appreciation but we can actually negotiate deals down.

You can end this by showing them an actual utility bill.

Hey DJ, I'm actually in Tampa myself and I've set up several LLCs for our operations.

We are structuring this as an actual mastermind that shares ideas an avenues for growth.

I guess I am just trying to do my due diligence.

This is, actually, a common misconception in the midterm rental space: vacancy rates are high.

I guess I could ask a plumber.

See the actual form that is used: https://content.enactmi.com/documents/calculators/Form1038.C...When you buy an investment property and manage half way decent it should NOT lower your debt to income ratio, and in fact will lower it down the road no matter who many times people on bigger pockets say the opposite.