I don’t even have a car... no need for it.3) I currently live in a hotel (waiting for the detailer to send me out to my next ship), which is paid for by the company I work for as well as food.

Any advice on how to start that process or what I should be looking for is greatly appreciated. 

Technical defaults and convenants can be met and "cured," however its another thing to consider when looking at agency 1-4 unit paper that is done once its sold its gone and there are no annual checks versus local commercial portfolio options.I like them both and use both but food for thought...of course.

Maybe you can pay one of their bills or money towards one for their bills and write a check for that company.Sometimes giving money is a challenge, that is why I try to brainstorm what would be best used and most effective.What about helping the community some and making a food donation to a local food bank or charity?

I told tenants in times like these renters insurance would have covered housing and loss of food.

You're telling me that Tucson, Greenville, SC, and Louisville are better food towns than Seattle, Portland, Austin, Nashville, and Boston (I could keep going but will stop at that)?

Well, went thru it and big red flag:"Seek the advice of a notary if legal questions come up during the process, or to check certain legal documents."

"long term" usually trips at the 30 day mark, these seems problematic as it does take away a lot of the market if you are looking to pursue the Air BNB model and weekend warriors during the summer months but there is a local market for 30+ days and folks are doing quite well as there is a large contractor, nurse, government presence in the area... just food for thought.As far as true STR goes reach out to planning in Va beach to get the actual information regarding what is and what is not allowed and where. 

Furniture, linens and food: You presumably provide guests with at least a couch, if not a bed.

I am not sure how far you are along this process or if it is possible but I would advise not closing that and finding a new lender.