But @Mat O'Grady mentioned some great banks, the only two I would add that I have HELOCs with are Nutmeg Federal Credit Union (Meghan in central branch I believe) and FINEX Credit Union out of EH. 

On paper, federal rule requires a short sale to be reviewed and decisioned within 30 days of submission of a complete package.

Federal & I-70 area.

We reached out to Mission Federal CU and they have some great deals on a primary residence HELOC they offer (2.99% intro for 12 months, as low as 4.75% after that with 10 year draw and 15 year repayment period up to 100% LTV) BUT they have to use the home's purchase price as market value if it's been bought within 2 years.

I worked for the Federal Reserve Bank of Chicago for almost 20 years, I know for certain it should not take a full 10 business days to clear.

We had to replace electrical panels and rewire due to twisted aluminum and copper, plus had to replace the old Federal Pacific panels, at $3k for the panel and similar price for rewire.

You will be required to file a federal tax return in addition to a California non-resident tax return.If the California shows a net rental income, you may have to pay a tax to California.If you have a loss, you may be eligible for a Net Operating Loss(NOL) if the state allows for it.

Here are the few that say they do aggregate or blanket type mortgages:Upen Patel can do a blanket at Federal Savings Bank.Dayton Capital, FOAC bundles 7+, Corevest or Colony American bundles 5+, Visio 3 to 7 in a bundle, Conventus, and  Mofin will bundle. 

This is because they tend to follow the letter of the law on the Federal Do-Not-Call regulations.Many list brokers are able to provide phone numbers for your list in a separate process.

But we will be doing a little more due diligence to give them the list from auction.com the liens exceptions list,"Most liens are removed after a foreclosure property sale, but certain liens may remain.Here are some examples:Any lien recorded on title prior in time to the foreclosing mortgage.First Mortgage (if the foreclosing mortgage is a second or third mortgage)HOA or COA assessment liens (in certain states)Mechanic’s Liens (in some states)Government liens such as state and federal tax liens, city or county liens, US Government liens.IRS liens (IRS may buy the property within 120 days after sale at the price paid at foreclosure sale)Code Enforcement Liens, Environmental Liens, and Utility LiensChild Support Liens" to make sure that any title insurance policy will have coverage for these, was this how it worked for you a year ago?