Keep in mind capex will be a hugher percentage there then in a 250k home bc toilet replacement cost is similar along with many other capex fixes but is diluted less.Vacancy based on the above described situation go from 5 percent to 20 percent. then there is the water bill. 

Ask them what they look for when deciding to lend money to real estate investors, see if they describe you. 

But having one lease with a family that might themselves rent out a portion of the other house like we did gets very complicated to describe and to manage.

"The best way to describe [redacted] would be a scam artist running a construction Ponzi scheme."

part of the confusion may be because "portfolio loan", in addition to the way @Fred Shatzoff correctly used it, is also used to describe loans that an individual bank will keep in its portfolio of loans that it does not immediately sell/layoff to fannie and freddie.

If not, then the purchase is structured as described above (much like a Reverse 1031 Exchange).  

The IRS wants you to prepay this hefty sum in 4 quarterly installments (aka estimated payments), starting April 15 of the current year, one year before your tax return is dueAs with most tax issues, there's more to this setup than I described, but it's a start. 

>We can describe pre-pandemic / during the pandemic / after the pandemic.

I am always trying to improve, so I'd love some feedback.BTW, many people use the word mastermind to describe their seminar.

what your describing is a hypothecation..