First, is the property truly considered a "second home" because that falls under owner occupied territory, which likely you will find a lot of conforming loans, and yes that lower loan limit is very common in the conforming side of the house.

Vacasa’s stock price just dipped below the $1 mark, making it officially a penny stock and putting it in grave danger of being delisted from the stock exchange (if the price doesn’t rebound in the next few months).

It's only after July 1 that you need to apply for a license.Additionally, if we have friends or family that want to use our MTR between bookings does this now put us in STR territory?

I have 3 cleaners assigned to the same property, so there's no danger of anything unpleasant happening.Another question I have is: how do you deal with these cleaners?

Interpreting legal docs such as the CC&Rs fall into attorney territory which an agent is not licensed.

Having said that, you have to be familiar with the areas and be able to relate to the people there because it can be dangerous.

This is a dangerous man right here!!

All of my foundation work was in SoCal where there is significant danger of earthquakes and they insist on Seismic Strapping.

I would Rarely recommend to seller to do this. its this exact attitude that sub too is so dangerous.. 

Cash flow in Texas is non-existent in Austin, Dallas/FtWorth, Houston and San Antonio.Blanket statements are dangerous to make because a single exception disproves the entire claim.