Also if there was an accident or fire your insurance company would not cover unpermitted work.

We also took down two massive trees that were right up against the house which based on the layout was very difficult to find a tree company who could do it.

And could you recommend a good umbrella company (or an insurance broker who specializes in umbrella)?  

We are a local property management company here in the Upstate of South Carolina. 

A little about myself: I am a veteran, am currently in school and have a media production company!

Our gas company won’t turn on the gas and leave before confirming all gas devices are working and not leaking. 

It seems as if you've not developed relationship with any agent in the company, so perhaps you're just a number passed on to any available loan officer, and most probably the most lazy of the bunch.

(they did this twice),I later had a trace one on money orders and found they were cashed by the company, I let them know immediately.

I called EVERY insurance company (that I know of), and they all said if business is conducted on the property, they do not cover.

In the case of the chips acts it’s 200million out of the 39billion have been spent.What I follow is: my local real estate market (still very hot)The company I work for (stabilized after layoffs last year)The stock market (still hot)Job opportunities in my expertise (aerospace structures)—not as hot as two years ago but still strong.Anecdotes from my social groups (no issues).We’ll see though.