Condo living was great and the view from my apartment on the 29th floor in Downtown Miami was amazing, but I’m looking for a house with a nice yard, something I can put sweat equity in and grow old appreciating.

Prudent lending practices, not just secondary market guidelines, require lease-options with rent credits allowed to be viewed in light of fair market rents being assessed and only amounts paid in excess of fair market rents be credited for financing purposes.While you can agree to rents of $500 per month and credit say $200 toward the purchase, lenders won't accept the credit unless the fair market rents is assessed at $300 a month or less.So, what you have with agreements drafted in such a manner are two parties who agree to a credit thinking that $200 is being credited, say for 24 months allowing $4,800 toward the purchase price of say a $50,000 house.

I don’t blame them a bit and view this as nothing more than a cost of doing business.

Take a long view of your real estate career where you invest in yourself for the next decade.

Principles gives you a good overall view of the process of real estate.

More than 4 units, lenders will view as a commercial loan.

I hid my email from view because of spam.

I myself don't have any holdings, but to wholesale I have to analyze them from that view.

If I buy a newly originated note secured by a deed of trust (so not a CFD) in an arms length transaction with a third party who is a licensed originator, but it hasn't been seasoned, are you saying a judge could take the view that I am the originating lender and I should have a license as well? 

Now I am an interior designer and I have a family I would like to spend more time with and ultimatley have more time to live and give the way i want to.After many months of Utube footage and online guru webinars viewed I finally found Bigger Pockets and this resource and it's many members have inspired me to commit to investing in real estate.I am very glad to be a part of this community.