Get a copy of the lease, if there isn’t one get an estoppel agreement w tenant, verify previous rents to current owner via bank statement.

So most seller financing takes place on properties banks no longer finance, think 75k and below.

Plus, they understand that $ in the bank in pre-paid rentals is better than a signed lease.

Will be moving soon to a (annoyingly) HOCL area for career and to be closer to family.Based on career/projected income, was offered a 0% down, no PMI, owner-occupied option (Rate is ~4.8%) from a bank we have a relationship with.

The issue is The bank ( atleast anyone I talked to) wants to see year long leases NOT -month to month .

I found US Bank to be very receptive to my HELOC needs.

Hello - A property I've had my eye on for a while just came on market in my area, it's bank owned.

Another thing to in mind is wholesale deals are cash deals so you typically can't get bank financing to close them. 

I only wish I was confident I would be able to refinance since I'm self employed without the W2 income verification conforming banks require.

It's intriguing but I believe you run the risk of the original bank calling the loan.