I would shy away from condos actually.Generally speaking, the governance associated with Condos kills the deal.

Different banks have different overlays and most are more strict than the government minimums, although not all.

Typically, state or local law provides for when a utility can place a lien on property; typically, the utility must be provided by some government body for that to occur when the utility customer is not the property owner.

By profession, I'm a large commercial construction manager - building highly complex projects for the US Government.

The HOA rules only governed inside the curb line past the sidewalk .

With that being said, be sure to check out the NC State Bar (the agency that governs attorneys--e.g., grants and revokes licenses, etc): 1. http://www.ncbar.com/discipline/disorders.asp -- link where you can see if there is any disciplinary order against the attorney2. http://www.ncbar.gov/public/alternatives.asp -- link to the attorney-client assistance program.

Heck, even our government officials claim their vacations and get caught.

The ones I am familiar with are limited to 50% LTV, some hard money lenders, and some government backed loans.

People run a lot of smack about CA and rightfully so when politics and government enter the equation, but you have to take the bad with the great I guess.Hope you stick around and stay active.

They are not dependent on their families, their employers, or the federal government.