I called around all kinds of insurance companies, stand alone umbrella policy, they all rejected me using the same reason.

Hey all,So we recently purchased a property with title insurance and did a title search prior to sale.

I'm looking for new insurance to take over at the end of the month.

@Jenna V. homeowners insurance.

Almost each of my properties went up by $100 a month more added to my mortgage payment due to rising property taxes (I pay my insurance and taxes through escrow).As tempted as I am to pass the expense on to my tenants, I'm also wary of them moving out as a result which would cost me even more (vacancy, turn over repairs, time, hassle, etc.). 

For example, a consumer applies for a mortgage loan that will have a high loan-to-value ratio, and thus the lender will require private mortgage insurance (PMI) in order to approve the application.

The attorney will do the title search and offer you title insurance.

She said all of the insurers were adjusting their rates due to higher than expected losses.Looking for some other referrals to reputable insurers in Detroit so I can make some more calls. 

They include (but not limited to) any loan mortgage payments, taxes, insurance, utilities, HOA fees, etc that occurs during the Rehab period and up until the property is fully rented.  

Taxes, insurance, water and electric are $4,000 a year total.