My cash Refi at 60% LTV would be $105k which would leave 8450 investment in house.... keeping house as is not adding bath is Cash on Cash Return of 7%.3/2 would be...Total investment for this option is $138,450- $2150/monthly or $25,800/annual with all annual expenses totaling $17,344 with positive cash flow of $6652 (70% CoC Return) .My Cash Refi at 60% LTV would be $129k which would leave a $9,450k investment in house.. adding a new bath would be a Cash on Cash Return of 70%. 

The three best strategies for house hacking right now in 2021 in Denver:1) Rent By Room - buy a large house (5+ bedrooms/3+ Bathrooms) and live in the master room and rent out all the other bedrooms.

Do you want to be a house flipper?

My husband and I did get a quote and tried to use it to renegotiate the price of the house.

I'm just curious...I'm here in CA, and with the cost of housing, I'm always wondering if my home is too large and if I should be finding other ways to invest my money, such as buying rental property (2 town homes instead of a house for example) and moving into a house later. 

Would it be consider as an appreciation market yet or just more like cash flow type of deal (since housing price is still fairly affordable)?

I got my bill for my house in Lake Oswego from Safeco which I had had for years and it was always around 2k to 2.3 k  i get the bill its 6k.. i call my agent and told him no way.. and he hunted around and found me something maybe 500 cheaper .. so I thought I have a aaa card I know they sell insurance and are reputable.. walk in there 1800 bucks done and I have full  basement ( which is rare on a new home in Oregon) and they gave me a much higher insurance amount if my sump pump fails.. bottom line shop.u

I joined bigger pockets to meet with like-minded investors and start my career goal of fixing and flipping houses. 

I have experience flipping houses, and working with investors on residential and commercial projects.

I am trying to decide if i want to move forward with this house?