ConsSame as the first six above.Plan C – Take disbursement of the money and pay the associated taxes and penalties.ProsI believe this would be the most flexible option.

There are some really good products that have been popping up recently with very good/flexible guidelines however, I think that @Simon W. 

I want to be able to pursue my passions in life, and it is yet to be seen if I will find that in the corporate world, but I do feel that REI can be one avenue to follow my passion for real estate and give me flexibility to pursue my passions for fly fishing, snowboarding, and spending time with my family. 

If you can take phone calls and work with some flexibility that will help tremendously.  

The more educated and flexible the deaf person's communication skills, the easier it will be to communicate effectively with them.

Some are more flexible on values and easier to work with than others.

Focus more on figuring out your "end goals" and than be flexible on that road to getting there!

If nothing else I can slowly build a modest cash reserve and use equity to make a better deal with more speed and flexibility -- but it all hinges on this first one.Thanks in advance for your guidance.

Credit unions and small banks that keep the loans on their books instead of selling them on the secondary market are the institutions that can be more flexible with their underwriting.

I've found that going with a bank that holds their own loans and/or sells direct to Fannie Mae gives them more flexibility than other brokers who have to deal with more overlays (extra rules placed on the approval process).