Think of it as a tool similar to an IRA, however whenever health care needs arise you can use it.Another thing I have found through trial and error is that when you do need health care, if you tell the office to bill you as uninsured and that you will pay the day of service if they give you a discount, after you fight through the confused looks of the Accounts receivable dept - you can see a significant discount.A couple strategies I would employ and will employ when I cross that bridge.  

I always feel that at an interview, let your passion for the industry and drive shine through - be excited about the employment opportunity. 

He is currently self employed but when we move he is closing his business and looking for a job. 

Also, the property is very close to my husband's employment and he is very good with repairs, so he would be doing most of the maintenance.

In case you end up doing it yourself, I use rentecdirect.com and I call past and current landlords and verify employment as well.  

Instead, the profits will be classified as active income subject to 15.3% self-employment tax.

Volvo just announced building a huge factory employing 12005.

Knowing I could do this for a living instead of commercial construction would give me the freedom and feeling of accomplishment that my current employment cant offer.

Should help you save more money every month from your employment as well.

The 2 year thing for counting rental income is either based on it being an LLC (this would be considered self employment and almost always requires two years history and tax returns) or is probably what is called a bank overlay, meaning it is not a Fannie/Freddie requirement.