I'm curious on thoughts surrounding using HELOC/ IRA/ Roth money to purchase rental property if I find the right opportunity vs delaying for a while to save up extra cash. 

Condo and cash out will 'hurt' pricing for any lender.

With a non-spouse inherited IRA you have (up to) 4 choices:-Cash it all out now-Cash it all out over 5 years-Take required minimum distributions based on your life-Take required minimum distributions based on the life expectancy of the oldest beneficiary of the inherited IRAEach of those options has different tax implications.

Coach Carson talks about the small but mighty investor and how you're way ahead of non-RE investors with a few solid appreciating properties3) If you haven't done this already put your money into high yield savings account so your cash reserves can grow 4 to 5% not a regular savings account earning 0.1% interest. 

Isn't worth it to me.

Lending Issues on CondosWhen you're looking to purchase an ocean front condo or investment condo, I highly recommend paying cash if you can and here's why.

Purchase price: $3,975,000 Cash invested: $1,025,000 FIXER UPPER-Chateau Montclair sits on almost 6 acres & overlooks a 10 acre lake in the new exclusive gated community, The Montclair.

The cost of living is extremely low compared to other cities and you can still many many positive cash flowing and 1% deals here.

You might have cash flow down, but what about the other more complex metrics?

Break even on cash flow, purchase equity, appreciation?