I've had varied luck with tenant's picking up maintenance.

Of course, as an investor, you are looking at the homes that have been passed over by potential owner occupants and go into the "extended" category.

Hard money rates and points vary depending upon the risk you are to that lender.  

Use varies throughout the year.

They all have and do similar things just a little bit differently with varying degrees of risk.  

Interest rates vary with the deal.

FICO 620 and above, min total loan amount is 500K and mim property value (varies by lender) is 75k-100k.

Varies by area and house.  

When applying for any loan, they will always look at the income to debt ratio which will vary from lender to lender. 

There are a few scenarios where I can see these costs being beyond what you have budgeted for maintenance:~You choose to defer repair of these until the tenant is out of the property~ Your property hasn't been updated in a while and many categories are reaching the end of their useful life.I can see 3 things happening if you are deferring maintenance1.