DSCR is a way to get the deal done, but it will have a higher interest payment, a higher origination cost, and usually a prepayment penalty.

I don't mind having a slightly higher down-payment, as my primary objective would be cash flow, with appreciation as a close 2nd.

If you're consistently putting in the time & work while growing as a professional,.. this delay in payment will be temporary. 

It is a significant resource for investors, allowing them to make sound decisions.Step 5: Developing Trust and Credibility.Building reputation and trust is critical when attracting investors.

If it doesn't feel right, trust your judgement and move on.

Property InfoPurchase Price: $62,500Current As-Is Value: $80,000Loan Amount: $46,000Interest Rate: 5.125%Monthly Payment: $4003 bed, 1 bath800 Sq.

@Nancy NevilleI have set up as you described above, but the rent payments received show up in reports as a negative amount and the expense show as a positive amount.

Greg had good advice about ensuring the trust and escrow books are accurate as well. 

Credibility and trust can impact investing decisions.

New Bank Loan Traditional Subject To Take Over Existing Loan - has already been paid down some Purchase Price $400,000 $332,196 (Take over existing loan) Down 20% $80,000 $10,000 To Seller Loan Amt $320,000 $332,196 (Take over loan) New Loan Payment Rate 7.75% $2,293 $1,465 Take Over Payment Rate 3% Difference $828 Your Savings per month Other $0 $0 other Loan Origination Fees 2% $6,400 $6,400 Your Savings On Loan Fees Closing Costs $3,500 $3,500 Closing Costs Cost for length of Loan $825,307 $490,512 Your Cost for length of Loan $334,795 Your Savings over Life of the Loan Using Bank Cost to acquire $89,900 $13,500 Using Us Cost to acquire $76,400 Your Savings Just By Buying Using Subject To Total Savings $411,195 Your Savings Total w/Subject To