Investment Info:Single-family residence buy & hold investment in Paramus.

This same deal funded through traditional lending would bring your monthly payment up to about $3200/month.

I say this because you can probably qualify for 3-5% down on an owner occ loan amortized over 30 years with a conventional lender, while most sellers willing to hold the note are typically going to want a higher down payment and shorter terms.

I’m really into value add real estate strategies, buy and hold, raw land, trailer parks, tiny homes, micro units, agriculture, sub-to, creative finance. 

We are open to flipping or holding rentals, whichever makes the most sense case by case.

@Chris SeveneyThe time is exactly my hold-up - I have all my units handled by a property management company now and I like it honestly.

I always used an S-Corp for Construction companies and LLCs for RE holdings only.

In my opinion, it is often easier to build capital by buying and holding mid/long term.

I like holding options in my retirement accounts as they do not have liability risks.BTW, I owned a hard money lending company for 10 years and it's a great business when done right.Good Luck!

I have a great tenant for 2 years in that she pays timely and never asks for anything. She pays $1,900/month in rent. She is a doctor and her husband an engineer. I was thinking on raising her rent by $50/month. My ex...