If that's not available, one can purchase bentonite (used to seal water well caps after drilling) or possibly the poor mans solution of mixing in cheap (clay) kitty litter, which is lower quality bentonite.

If all your comps have drywall then the solution is furring strips and drywall.

the numbers look pretty decent but there is one scam report on them which makes a bit suspicious.the idea is to build the townhomes and lease it to "corporate housing solutions and savings" for short term rents.thanks,Sergey

Good branding can help and I've seen a few wholesalers do this, but it's not a replacement for a USP when building a solid, sustainable business.I'm not questioning that it's possible to get properties by just being another wholesaler and doing things the way everyone else does...we all know it is.  

First, we'll start with building a safe, sustainable community for people with special needs!

Business success is achieved by finding and fulfilling a need, the solution to which can produce a profit of some kind for the recipient as well as the provider.

To me, it is more of a big deal because I don't want a massive amount of properties -- just enough to meet my goal and to have them be self-sustaining with respect to income being able to cover expenses.So yes, buying elsewhere is about finding a different purchase price to rent ratio.

You could pull more equity that way as long as the business can sustain the rent and it is not overinflated just for qualification purposes 

Or, lenders who can offer creative solutions for an individual looking to put down between 3.5% and 5%.Thanks in advance and hope to hear from you!

Now, what are some solutions?