What's the best option with low DP then the traditional 20%.. lastly of you have a awesome lender who is creative and can make it happen, please share contact Info. thanks 

Or is your only option to tear down the current structure and build new?

Again I'm just exploring my options as this is my hard earned money that I'm spending and I'm not an iron fist person but like to be "fair" and "punctual" with any business.

We have discussed the option of selling to get the equity out of 'co-ownership' so that we can use the capital to pursue other opportunities. 

That is the best option or simply ask your neighbour (and get it in writing) that you can put the fence in the same location.

What other option were you considering?

Hi all,I'm looking to house hack in the next year or two and have been connecting with brokers and looking on Redfin, Zillow, Movoto, etc.I'd really prefer to buy a Triplex or Quadplex, but I'm having a hard time finding many if any options.

I'm Miami based as well.

There are many 30-year options for this with nationwide or even Texas regional lenders

Always max the base policy as well, it is around $10/year to go from $100k protection on a landlord policy to $500k.